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Overdraft Protection

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A Little Backup When You Need It

We all have moments where a payment hits sooner than expected or a balance isn't quite what we thought. At First Security Bank, our overdraft protection is designed to give you a safety net, so a small misstep doesn't turn into unnecessary fees or added stress.

With our Ready Reserve Line of Credit, funds are automatically transferred to your checking account if it becomes overdrawn. Instead of a declined transaction or overdraft fee, you'll have coverage in place to keep things moving smoothly.

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Here's how it works:
  • Funds are automatically transferred when your account needs it
  • Helps you avoid overdraft fees and declined transactions
  • Flexible repayment options, with the ability to pay over time or in full
  • Ongoing access to your line of credit when you need it
  • It's a simple way to add a little extra peace of mind to your everyday banking.

If you'd like to learn more about overdraft protection or setting up a Ready Reserve Line of Credit, give us a call at (507) 775-2316 or contact us online, we're here to help you find the option that works best for you.