Overdraft Protection
Stop Overdraft Fees
With a Ready Reserve Line of Credit
Every now and then, we can all make a mistake and overdraw on our accounts. At First Security Bank, we offer overdraft protection services that help via our Ready Reserve Line of Credit to help you avoid having to pay overdraft fees. Here’s how it works – when you overdraw on your checking account, funds are automatically transferred from your Ready Reserve Line of Credit. You then pay back the line of credit through monthly payments or paying off the entire balance at any time. If you’re interested in learning more about Ready Reserve Line of Credit, call our office at (507) 775-2316 or contact us online.